Serving the needs of area farmers is the main commerce in Mt Ayr. Whether it be local grain elevators, numerous insurance and real estate agencies, local law offices, or equipment dealer and repair parts stores, all have farmers as main customers. Care for the sick and aging is a major component of the Mt Ayr economy. Having a fine hospital in Ringgold County Hospital and doctors available at the adjoining clinic or at the one private doctor's practice, provides area residents with quality of health care unsurpassed anywhere. Two outstanding private nursing homes which both have assisted living units adjoining, provide any level of care which one might need for loved ones
Recreational facilities include Judge Lewis park on the city's west side. An outdoor swimming pool, tennis courts, ball diamonds, horseshoe facilities, and shelterhouses make it an fine facility for your outdoor recreation. A walking trail on the east side on the abandoned railroaad right of way is used extensively by nature lovers. This nature trail goes out to Poe Hollow County park which is about 1 mile east of Mt Ayr. This park also has shelterhouses, camper facilities, and playground equipment.